ALL TRANSACTIONS ARE FINAL AND IRREVERSIBLE

FRAUDULENT TRANSACTIONS MAY RESULT IN THE LOSS OF CRYPTOCURRENCY WITHOUT RECOURSE. WE HAVE ABSOLUTELY NO RESPONSIBILITY OR LIABILITY FOR ANY UNAUTHORIZED, MISTAKEN, OR ACCIDENTAL TRANSACTIONS MADE BY YOU OR ANY OTHER PERSON USING YOUR PROFILE OR WALLET OR BY YOUR USE OF SOMEONE ELSE'S WALLET.

Never send cryptocurrency to someone you do not trust, know, or have not met in person. 

BY CONTINUING TO USE OUR ON-DEMAND TRADING SERVICE (ODT INC.), YOU ARE ACKNOWLEDGING YOUR ACCEPTANCE OF THESE TERMS OF SERVICE AND YOU ARE FURTHER ACKNOWLEDGING THAT YOU FULLY OWN AND CONTROL THE CRYPTOCURRENCY WALLET YOU PLAN TO USE WITH OUR ON-DEMAND TRADING SERVICE. YOU ALSO UNDERSTAND ODT, INC. DOES NOT PROVIDE CRYPTOCURRENCY WALLET SERVICES, NOR DO WE PROVIDE FIAT OR CRYPTOCURRENCY CUSTODY SERVICES.

If you feel you have been victimized or contacted by a fraudster, please report it. 

TERMS OF SERVICE

These Terms of Service (“Terms of Service” or “Terms”) are an agreement between ODT Inc., a Wyoming Corporation (“Company”, “us,” “we,” or “our”) and you, the user of the website or services we provide (“you,” “your,” or “Customer”)(Company and Customer each a “Party” and, together, the “Parties”) of our On-Demand Trading service through the https://www.ondemandtrading.com website and any related services we may provide (the “Service” or Services”). The Terms of Service govern your use of the On-Demand Trading service. The On-Demand Trading service offered to you is conditioned on your acceptance, without modification, of the terms, conditions, and notices herein, and as be amended from time to time. By visiting this website or otherwise using the Services, you are acknowledging your acceptance of the Terms of Service which must be accepted by all visitors to this website and all users of the Service. If you do not agree to these Terms of Service, you should not use the website or Service. Should we amend or change our Terms at any time, by continuing to use the website or Service, you agree that you are acknowledging your acceptance of an updated or amended Terms and that you agree to be bound by our Terms, then existing. Our Services are also governed by our Privacy Policy https://www.ondemandtrading.com/privacy-policy, as may be amended from time to time. By accessing the website or using the Services, you agree that we shall have the right to collect, handle, and store your data, including your personal information as set forth in the Privacy Policy. By continuing to access the website or use the Services, you are also acknowledging your acceptance of an updated or amended Privacy Policy, then existing. In addition, when using certain services, you will be subject to additional terms applicable to such services. If such service providers do not otherwise alert you to changes and request your acceptance of any new terms related to those services, by continuing to access the website or use the Services, you are further acknowledging your acceptance of any updated or amended terms related to such third-party services.

THE LAWS OF CERTAIN JURISDICTIONS, MAY NOT ALLOW OR PROHIBIT CERTAIN PROVISIONS IN THESE TERMS OF SERVICE, SUCH AS CERTAIN DISCLAIMERS, EXCLUSIONS OR LIMITATIONS OF LEGAL WARRANTIES, CONDITIONS OR REPRESENTATIONS, MANDATORY ARBITRATION PROVISIONS, UNILATERAL CHANGES TO MATERIAL TERMS TO THESE TERMS OF SERVICE, OR THE WAIVER OF CERTAIN RIGHTS, SUCH AS TO JURY TRIALS OR THE PARTICIPATION IN CLASS ACTION. IF THESE LAWS APPLY TO YOU, THEN THE OFFENDING SECTIONS OF THE RELATED PROVISIONS MAY NOT APPLY AND YOU MAY HAVE ADDITIONAL RIGHTS.

PLEASE READ THESE TERMS OF SERVICE CAREFULLY, AS THEY CONTAIN AN AGREEMENT TO ARBITRATE AND OTHER IMPORTANT INFORMATION REGARDING YOUR LEGAL RIGHTS, REMEDIES, AND OBLIGATIONS AND WAIVERS OF SUCH RIGHTS AND REMEDIES. THE AGREEMENT TO ARBITRATE REQUIRES (WITH LIMITED EXCEPTION) THAT YOU SUBMIT CLAIMS YOU HAVE AGAINST US AND OTHER INDEMNIFIED PARTIES TO BINDING AND FINAL ARBITRATION, AND FURTHER (1) YOU WILL ONLY BE PERMITTED TO PURSUE CLAIMS AGAINST US AND INDEMNIFIED PARTIES ON AN INDIVIDUAL BASIS, NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION OR PROCEEDING, (2) YOU WILL ONLY BE PERMITTED TO SEEK RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ON AN INDIVIDUAL BASIS, AND (3) YOU MAY NOT BE ABLE TO HAVE ANY CLAIMS YOU HAVE AGAINST US RESOLVED BY A JURY OR IN A COURT OF LAW.

1. Disclosure of Material Risks of the Cryptocurrency.

You acknowledge that you understand cryptocurrencies are volatile assets and are not legal tender, they are not backed by any government or financial institution, and accounts and value balances are not subject to FDIC or SIPC protections or otherwise insured or guaranteed by the Company or any other party. Legislative and regulatory changes or actions at the state, federal, or international level may adversely affect the use, transfer, exchange, and value of cryptocurrency. Transactions in cryptocurrency are irreversible, and, accordingly, losses due to fraudulent or accidental transactions are not recoverable. Cryptocurrency transactions shall be deemed to be made when recorded on the network's public ledger, which is not necessarily the date or time that a customer attempts to initiate any transaction. The value of cryptocurrency may be derived from the continued willingness of market participants to exchange fiat currency, such as US dollars, or other cryptocurrency for cryptocurrency, which may result in the potential for permanent and total loss of value of cryptocurrencies should the market for cryptocurrencies fall. The volatility and unpredictability of the price of cryptocurrency and related legislation and regulation may result in significant or total loss of the value of your cryptocurrency or inability to liquidate or use any cryptocurrency. The nature of cryptocurrency as an Internet-based protocol, anonymity, and the irreversibility of transactions may lead to an increased risk of fraud or cyber-attack.

2. Other Risks Related to the Use of the Services. 

You agree to assume all risk of loss associated with the holding of any cryptocurrency and you acknowledge that some technical understanding is required to buy, hold, and transfer cryptocurrency. The Company is acting as simply a service provider, solely with respect to the Services. The Company and its representatives are not investment advisors or certified or licensed to act as a professional financial advisor in any capacity nor shall any communications from the Company or the providing of the Services by the Company be considered financial advice or relied upon for financial advice. The Company does not provide advice or guidance on the appropriateness or suitability of transacting, buying, selling, or holding any cryptocurrencies. The Company does not provide cryptocurrency wallet services. It is your responsibility to do your own research into which wallet or wallet service you should use and understand how to correctly use such wallet.  However, to use our Service, you are required to have and use your own cryptocurrency wallet. You are not permitted to use the wallet of any third-party and you must use a wallet that you personally maintain control and custody of at all times. While we may from time to time discuss certain third-party wallet services, this is, in no way, an endorsement of those third-party wallets and you agree that you take all responsibility related to selecting and using any wallet and further acknowledge that we will not be held liable nor are we in any way responsible for the functionality, use or misuse, security, functionality, safekeeping of any such wallet, any cryptocurrency held in, lost by, or otherwise accessible or inaccessible because of any such wallet, or any damages otherwise related in any way to any third-party wallet we may discuss or highlight. The Company has no control over or responsibility for any such wallets provided by a third-party and cannot provide support for these wallets. The Company cannot provide any technical or customer support for any malfunction, user error, confusion, misunderstanding, or any other issue that may arise in connection with your use of such wallets. You are wholly responsible for maintaining the security of any wallet you may use in connection with the Service. Neither this Section 2 of the Terms  nor Section 1 above is intended to be a complete explanation or disclosure of all the risks associated with cryptocurrency or the use of the Services and by using the website and Services you hereby acknowledge that you have thoroughly researched the risks related to the purchase, holding, transferring, and selling cryptocurrency and you are making a reasonable and informed decision to elect to use the Services. You agree that we shall have no responsibility for the loss, theft, or unauthorized use of any Account you create for the Services, any device you use to access this Service, or your inability to access the Service or your wallet. YOU ASSUME ALL RESPONSIBILITY FOR THE SAFEKEEPING OF YOUR CRYPTOCURRENCY AND ANY CRYPTOCURRENCY WALLET(S). IF YOU BELIEVE SOMEONE ELSE IS USING YOUR ACCOUNT PROFILE OR YOUR ACCOUNT PROFILE SECURITY HAS BEEN COMPROMISED, YOU MUST CONTACT US IMMEDIATELY VIA PHONE, IF DURING BUSINESS HOURS (888)-354-9023 OR, EMAIL, IF OUTSIDE OF BUSINESS HOURS AT HELP@ODT.SUPPORT.

3. Customer Eligibility to Use the Service

Federal law requires the Company to obtain, verify, and record information that identifies each Customer who uses or seeks to use the Service. Because of this, when you register to use the Services or otherwise submit a request to purchase or sell cryptocurrency, the Company may for certain information or documentation such as:

• Name
• Address
• Date of Birth
• Social Security Number
• Country of Citizenship
• Country of Residency
• Copy of Driver's License, passport, or ID

This is, by no means, meant to be an exhaustive list of the information or documents we may request. You must provide adequate information and documents to us so that the Company can identify you or verify your identity in order to permit you to create an account to use the Services (the "Account"). You agree to provide true, accurate, current, and complete information and documents to the Company upon any request. The required identifying information or documentation may change at any time for any reason, in our sole discretion, and may be expanded upon as we deem appropriate. We reserve the right to request any information or documentation we deem necessary to identify you, meet our regulatory requirements, or as we otherwise deem appropriate. You will not be able to use the Services if you do not provide the information and documents that we request, from time to time. To create an Account and use the Services you must:

• Be at least 18 years of age or the age of majority in your state, province, or territory
• Be a U.S. resident or citizen
• Have a cryptocurrency wallet located in the U.S. and continue to have it located in the U.S. while using the Services.
• Agree to not let any third-party access your Account, Services, or wallet, even with your consent. 
• Not jointly own or share your Account with any other person for any reason.
• Not allow any other person to conduct a transaction or otherwise access the Services using your Account and you shall not use any other person's Account to conduct a transaction or otherwise access the Services, even if they authorize you to do so or you authorize them to do so.
• Not assign or transfer your Account or any interest in such Account to any other person for any reason.
• Not use the Service to request, pay for, or receive payment for any type of illegal or illicit activity of any sort, including, but not limited to, money laundering, narcotics trafficking, human trafficking, tax evasion, or terrorism financing, or do anything to negatively affect the performance of the Service, harm the Company, or violate these Terms

The above list is not intended to be an exhaustive list of all the requirements and restrictions to create an Account and use the Services. We reserve the right to reject any person or entity as a user of the Service or otherwise terminate any person or entity's ability to use the Service for any lawful reason and at any time. Suspicion of using the Service for an unauthorized or illegal activity, or in violation of these Terms of Service, will likely cause the Company to suspend Customer's access to the Service and Customer's Account.

4. Purchase Transactions

At the time you initiate a request to purchase or sell through the Service, you will be requested to complete a form providing details related to such transaction, including information such as your public sending or receiving cryptocurrency wallet address, and any other information we deem appropriate (such form the "Trade Request Form"). The Trade Request Form will be necessary anytime you wish to use the Services to transfer the purchased cryptocurrency to or from your wallet. We, generally, sell cryptocurrency from the Company's own inventory and wallet as a unidirectional (one-way) transaction, however we reserve the right to facilitate these transactions through the use of other wallets or services, including third-party wallets or services, as we deem appropriate and allowed by law. We will confirm, execute, and transfer the purchased cryptocurrency to or from the wallet address(es) as provided in the Trade Request Form. You are solely responsible for the accuracy and completeness of all information provided in the Trade Request Form, including but not limited to providing completely accurate wallet addresses. YOU ACKNOWLEDGE AND AGREE BY THE TERMS HEREIN THAT ALL TRANSACTIONS INVOLVING PURCHASED OR TRANSFERRED CRYPTOCURRENCY THROUGH YOUR SUBMISSION OF A TRADE REQUEST FORM OR OTHERWISE THROUGH YOUR USE OF THE SERVICES ARE FINAL AND CANNOT BE REVERSED. All wallets you propose to use to receive or otherwise transfer cryptocurrency will undergo virtual currency risk screening for sanctions and/or evidence of illicit activity identifiers, such as dark market activity, scams, theft; etc. Based on the virtual currency risk score result, the Company may, in its sole discretion, elect to either accept or reject any transaction and you agree to fully release us from any liability related to our decision to reject or otherwise not effectuate or facilitate any transaction. Transactions may be made only in the types of cryptocurrencies supported by the Company and the Services. Supported cryptocurrencies are displayed on our website and may change from time to time, in our sole discretion and without prior notice.

5. Confirmations, Timing of Transactions, Pricing, and Limiting Transactions

Upon submitting a Trade Request Form, we will generally attempt to confirm the details contained therein with you. Our trading team may attempt to confirm the wallet address provided by you in the Trade Request Form as well as any other information we deem necessary, in response to any transaction, to confirm the accuracy of the information you provide.  In the event they do not match, we may decline to move forward with the transaction. We disclaim any liability for damages caused by you, being unresponsive or unavailable to contact, providing an inaccurate wallet address or any other information requested in the Trade Request From or that we may otherwise request. You are strongly advised to thoroughly review the wallet address provided in the Trade Request Form and any confirmation request we may send to ensure it is complete and correct. Once you provide confirmation to any confirmation request we send, the Company will generally complete the transaction within 24 hours if your confirmation is received by the Company during Business Hours (as defined below) or within 24 hours of the start of the next Business Day if the confirmation is received outside Business Hours. A "Business Day" shall mean those days Monday through Friday, excluding all bank and federal holidays. "Business Hours" shall mean 9:00 am CST - 6:00 pm CST on any Business Day. Wire cut-off time is 3:00 pm CST. 

If you wish to request an expedited transaction through our Service, you should contact us immediately. Processing expedited transactions may require the payment of additional fees and we make no guarantee that we can facilitate any expedited transaction. Blockchain transaction confirmation times are dependent on several variables, including, but not limited to factors such as (i) the specific cryptocurrency you are receiving; (ii) the blockchain congestion for that particular cryptocurrency; and (iii) the amount you are paying in gas fees for the transaction. In most cases, blockchain confirmations will be completed within 1-2 hours, but this is not guaranteed and could take longer. In addition to the above factors, depending on which wallet you are using, you may have the ability to raise the gas fee to increase the speed of the blockchain confirmations. Cryptocurrency pricing is time-sensitive and subject to change rapidly and often without notice. Therefore, you may experience market price fluctuations, so the price is generally presented at the time of providing the Trade Request Form, and the price at the time the cryptocurrency is received and executed may vary. Your actual pricing is not guaranteed until the blockchain confirmation takes place. "Market Price" or "Price" or "Quoted Market Price" as used herein or as otherwise communicated by us or displayed in your Account, your email or as part of using the Service, refers to the price which our Service determines to be reasonable based on multiple factors including but not limited to the live exchange pricing, third-party fees required to effectuate or facilitate the transaction, potential market fluctuation within 24 hours, risk, quality of service, size of the transaction, timeliness, and our sole managerial discretion. 

The Company may, at any time and for any reason, in its sole discretion, limit the amount of any transaction that you may conduct and institute daily, weekly, and/or monthly transaction limits on your use of the Service or purchasing or transfer of cryptocurrency. These limits may be changed at any time for any reason by the Company in its sole discretion, with or without notice to you. Use of multiple wallets or another person's identifying information to circumvent these limits is strictly prohibited and may result in suspension of your ability to use the Service or access your Account and may result in the cancellation of any requested transaction. We have the absolute right to terminate or suspend your access to the Service or your Account at any time, and for any reason not prohibited by law. We also have the absolute right in our sole discretion to reject any transaction request for any reason at any time.  Additionally, we may rescind a trade offer, refuse to act on a Trade Request Form, change the Market Price, of the Quoted Market Price at any time and for any reason,  even if the order details were already confirmed by you.

6. Return of Funds

If the case of a Return of Funds Trigger (as defined below), you acknowledge and agree that you will be responsible for all associated transaction fees related to such Return of Funds Trigger, including but not limited to any wire or bank fees, mining fees associated with the cryptocurrency network, and transaction costs associated with transferring any cryptocurrency. You authorize the Company to withhold from the fiat currency you sent to the Company these fees when such fiat currency is returned to you. 

The following scenarios will constitute a "Return of Funds Trigger":

1. If the information in the Trade Request Form is not confirmed by your written response to a transaction confirmation email within 24 hours.
2. If we are in receipt of your wire or payment related to a Trade Request Form, and you cancel the transaction for any reason.
3. If we are in receipt of your wire or payment related to a Trade Request Form and we have asked you for additional documentation and you have not provided all such additional documentation within 24 hours.
4. If we are in receipt of your wire or payment related to a Trade Request Form, you have submitted the requested documentation, but the documentation is insufficient and/or cannot pass compliance review. We will not be held responsible for reimbursing wire transfer fees incurred through your financial institution.
5. We request additional documentation or information for any other reason after receipt of a wire and you fail to provide sufficient responses or documentation or you otherwise fail to respond within 24 hours.  

7. Discrepancies

On the rare occasion that our Service transfers the wrong amount of cryptocurrency, the Party noticing such discrepancy shall notify the other Party within 72 hours upon discovery of such discrepancy so that it may be promptly corrected. You agree that if the Company transfers you an amount of cryptocurrency exceeding the amount set forth in the Trade Request Form or that you have otherwise purchased, you will transfer all cryptocurrency in excess of the amount requested in the Trade Request Form back to the Company at your own expense. If the Company accidentally transfers less cryptocurrency than requested in the Trade Request Form to you, assuming you have provided payment in full for all cryptocurrency requested to be purchased in the Trade Request Form, upon notification of the discrepancy and confirmation of the transaction details, the Company will promptly transfer such amounts of cryptocurrency as necessary to correct the transaction.

8. Biometric Information Privacy

You may be required to provide a valid government-issued photo ID as well as a Selfie photo for 'Liveness' authentication. We may also utilize a third-party verification service for ID and/or facial recognition for the sole purpose of fraud prevention and you agree to take all steps required by such third-party service to complete such verification to our satisfaction. All biometric information shall be subject to the terms of our Privacy Policy found here https://ondemandtrading.com/privacy-policy/ , as may be amended from time to time (“ODT Privacy Policy”) as well as our vendor, SumSub's, data and privacy policy located here: https://sumsub.com/privacy-notice-service/ as may be amended from time to time (the "SumSub Privacy Policy"). By using the Services or accessing the website, you agree to the terms of both the ODT Privacy Policy and the SumSub Privacy Policy, both as may be amended from time to time. Your continued use shall constitute your acceptance of any changes to not only these Terms but also to any changes, amendments, or updates to the ODT Privacy Policy and the SumSub Privacy Policy.

9. Legal Compliance

If the Company is served with a subpoena, restraining order, writ of attachment or execution, levy, garnishment, search or seizure warrant, or similar order relating to you or your Account or use of the Service ("Legal Action"), we will comply with that Legal Action and all law enforcement requests. Or, at our discretion, we may freeze or place a hold on any assets you have tendered to us when a final determination has been made by a court or relevant regulatory authority regarding the Legal Action. We may elect to do these things even if the Legal Action amount in controversy involves less than the amount on which the hold was placed. In these cases, we will not have any liability to you due to failure to complete your requested transaction, or because in any way restricted access to your funds, account, or use of the Service in accordance with the Legal Action. You may be responsible for any fees or expenses we incur in responding to any Legal Action (including attorneys' fees and our internal expenses). At our sole discretion, we may also place a hold on any assets you tender through the Service if we believe the requested transaction is suspicious or is in violation of law or violation of the Terms of Service. We may refuse to release the hold on any such funds for as long as we deem it reasonably necessary to complete an investigation of the activity or source of the assets. Funds may be frozen, blocked, or delivered to a regulatory authority if required by law, at the order, direction, or request of a regulatory authority, or as reasonably necessary to ensure the Company complies with all of its legal obligations and cooperates with any investigation, subpoena, inquiry, request for information, examination, or similar request from a regulatory authority.

10. Fees

You agree that we or our Service may charge, and you will pay between 0.50% to 9.99% (based on the size of the transaction) over the Market Price for purchases or sales of cryptocurrency (the "Transaction Fees"). Additionally, effectuating cryptocurrency transactions requires amounts of cryptocurrency to be charged as transaction fees or "gas" fees, which are paid to miners or validators on a blockchain network to incentivize them to process and verify transactions (such fees "Network Fees"). The Network Fees vary depending on the blockchain being used and level of network congestion. The Transaction Fee and Network Fee are included in the cost applicable to your transaction. Before you confirm a purchase or sale transaction, you will be provided with the price (referred to as "Quoted Market Price") applicable to your transaction. By proceeding with the transaction, you agree to pay or sell at the Quoted Market Price (as applicable), which includes the Transaction Fee and the Network Fees, and you agree to the other terms applicable to the transaction as set forth in these Terms. If you do not agree, you may not proceed with the transaction and must discontinue use of the Service for that transaction. By completing your transaction, you acknowledge the acceptance of the Quoted Market Price applicable to your transaction and in the case of a purchase transaction, agree to pay the Quoted Market Price as well as any other fees or costs disclosed to you or, in the case of a sale transaction, agree to sell for Quoted Market Price less any other fees or costs disclosed to you. The fee schedule is subject to change at any time at our sole discretion. However, we will notify you 30 days in advance of any changes to our fee schedule, if required by applicable law. By transacting with the Company, you waive any claims or liability against the Company based on the manner in which the Company determines the Quoted Market Price in both purchase and sale transactions.

11. Account Suspension and Termination

We  may suspend, restrict, or terminate your Account, your access to the Services or refuse to act on any transaction request you may submit, with immediate effect for any reason at its sole discretion and we are under no obligation to disclose the details or reasoning as to why any such decision is made. You acknowledge that our decision to take certain actions, including limiting access to, suspending, or closing your account or otherwise refusing to act on or effectuate any transaction request for any reason in our sole discretion, may be based on confidential criteria that are essential to our risk management and security protocols. You agree that we are under no obligation to disclose the details of its risk management and security procedures to you. Account terminations are final and non-negotiable unless we, in our sole discretion, decide otherwise.

We may discontinue or change any product, service, or feature, in its sole discretion, at any time. You agree that we may transfer you to a product or service that is reasonably similar to the discontinued or changed product or service, to the extent such a product or service exists. We will provide you with prior notice of material changes, discontinuation, or the transfer related to a product, service, or feature, but only to the extent required by law or as we otherwise decide, in our sole discretion.

12. Taxes

Generally, the amount displayed as the Quoted Market Price or otherwise charged to you, paid by you, or paid to you related to any transactions facilitated by the Services is exclusive of any applicable taxes. To the extent any taxes are applicable on the sale or purchase of cryptocurrency, you are responsible for all applicable taxes. To the extent that the Company does not collect any applicable taxes, but it is later determined that the Company was required to collect taxes, you agree to pay such applicable taxes to us within three Business Days of us requesting such payment. The Company is not liable for any taxes that you are legally obligated to pay, in any jurisdiction, which are incurred or arise in connection with or related to your activities, and all such taxes will be your financial responsibility.

13. Accessibility and ADA Compliance

If, for some reason, you are not able to use our Service due to disability, please call our customer service department at (888) 354-9023, text us at (307) 200-8868‬, or email help@odt.support. We have solutions to accommodate the purchase of cryptocurrency for customers who are unable to transact due to a disability.‬‬

14. Communications.

You agree that the Company and our service providers may communicate with you by mail, telephone, email, fax, pre-recorded message, automated voice, text message, or other means allowed by law regarding your use of the Service. You authorize us to send communications to the contact information you provided to us. Notices will be deemed to have been delivered three Business Days after the date upon which we mail any notice, one Business Day after we emailed any notice sent via email, or if such notice is posted electronically, upon the date of such posting.  Any notice you give us will be effective after we actually receive and have a reasonable opportunity to act on it. We are not responsible for items lost in or not delivered by mail or e-mail. Some notices may only be available electronically. We may send communications electronically, such as by email or text message, rather than through U.S. mail or other means, unless otherwise required by law. You are required to agree to communicate with us by electronic means in order to open and use your Account and use the Services, pursuant to the ELECTRONIC RECORDS DISCLOSURE AND CONSENT AGREEMENT, which is incorporated herein by reference. If you revoke your consent to electronic communications, we may close or restrict your Account and we may not permit you to use the Service. When you provide us with your mobile phone number, you agree and acknowledge that you are simultaneously providing your permission to contact you at that number about your account and/or transactions. Your consent allows the Company and our service providers to use text messaging, artificial or pre-recorded voice messages, and automatic dialing technology for informational and service calls, but not for telemarketing or sales calls. This communication may include contact from companies working on our behalf related to your use of the Services. Message and data rates may apply. You may change these preferences by emailing help@odt.support.  However, changing these preferences may result in us no longer offering you the Services and/or suspending your Account. You agree to notify us of any change to any of your contact information (phone, email, physical address, or your name) within three Business Days. You are responsible for obtaining and maintaining all telecommunications, mobile, internet, computer, hardware, software, equipment, and services needed to access and use the Service and receive communication from the Company.

15. Limitation of Liability and Disclaimers

LAWS OF CERTAIN JURISDICTIONS DO NOT ALLOW THE DISCLAIMER, EXCLUSION, OR LIMITATION OF LEGAL WARRANTIES, CONDITIONS, OR REPRESENTATIONS. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS IN THESE TERMS OF SERVICE (INCLUDING ANY DISCLAIMERS) MAY NOT APPLY, AND YOU MAY HAVE ADDITIONAL RIGHTS.

16. Indemnification

You agree that the Company, our service providers, agents, officers, directors, employees, contractors, and consultants (and the same of our service providers, subsidiaries, and affiliates themselves) (each, and "Indemnified Party" and collectively, the "Indemnified Parties") will not be liable for anything we do when following your instructions. In addition, the Indemnified Parties will not be liable if any such Indemnified Party does not follow your instructions if we reasonably believe that your instructions would expose us to potential loss or civil or criminal liability, conflict with customary banking practices, or otherwise believe that your instructions should not be reasonably followed. The Indemnified Parties are not responsible for any actions or omissions by you or any third-party. To the maximum extent allowed by law, you agree to indemnify and hold the Indemnified Parties harmless from and against any liability, loss or damage they may suffer as a result of claims, demands, costs or judgments ("Indemnification Costs") arising in connection with (a) the Services, except for losses arising out of our own gross negligence or willful misconduct, (b) your relationship with the Company, and your breach of these Terms as well as any applicable privacy policy. You further agree to hold the Indemnified Parties harmless from losses arising out of actions taken or omitted in good faith by any Indemnified Party in reliance upon instructions from you. You agree to pay all Indemnification Costs upon demand by the Company.  This section will survive the termination of your account and use of the Service.

17. Force Majeure

Company shall not be liable for delays, failure in performance, or interruption of service that result directly or indirectly from any cause or condition beyond our reasonable control, including but not limited to, significant market volatility, any delay or failure due to any act of God, act of civil or military authorities, act of terrorists, civil disturbance, war, strike or other labor dispute, fire, interruption in telecommunications or Internet services or network provider services, failure of equipment and/or software, labor shortages, pandemic, government regulations, or other catastrophe or any other occurrence which is beyond our reasonable control and shall not affect the validity and enforceability of any remaining provisions.

18. Waiver

If we fail to exercise or delay our exercise of any right we have under these Terms of Service, that does not mean that we waive that right or any other right, and we may still enforce all of our rights in the future.

19. State and Federal Regulation

The Company is registered as a money services business with the United States Department of Treasury, Financial Crimes Enforcement Network and may be required by law to file suspicious activity reports with state and/or federal authorities regarding your activities. The Company is not permitted to notify Customers of the filing of such reports. The Company may also be legally required to provide information concerning a Customer's transactions to other state and federal regulatory authorities. The Company shall not be liable to any Customer in any way for providing information to regulatory authorities about that Customer's use of the Service.

20. Jury Trial Waiver

THE LAWS OF CERTAIN JURISDICTIONS MAY NOT ALLOW THE WAIVER OF JURY TRIALS. IF THESE LAWS APPLY TO YOU, THE FOLLOWING PROVISIONS RELATED TO A JURY TRIAL WAIVER WILL NOT APPLY TO YOU. THE PARTIES ACKNOWLEDGE THAT THE RIGHT TO TRIAL BY JURY IS A CONSTITUTIONAL RIGHT BUT MAY BE WAIVED IN CERTAIN CIRCUMSTANCES. TO THE EXTENT PERMITTED BY LAW, THE PARTIES KNOWINGLY AND VOLUNTARILY WAIVE ANY RIGHT TO TRIAL BY JURY IN THE EVENT OF LITIGATION ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE. THIS JURY TRIAL WAIVER WILL NOT AFFECT OR BE INTERPRETED AS MODIFYING IN ANY FASHION THE ARBITRATION AND DISPUTE CLAUSE SET FORTH IN THE FOLLOWING SECTION, WHICH CONTAINS ITS OWN JURY TRIAL WAIVER.

21. ARBITRATION AGREEMENT

LAWS OF CERTAIN JURISDICTIONS MAY NOT ALLOW MANDATORY ARBITRATIONS. IF THESE LAWS APPLY TO YOU, THE FOLLOWING PROVISIONS RELATED TO ARBITRATION WILL NOT APPLY TO YOU. PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

This section is referred to as an Arbitration Agreement. If you have a dispute with the Company or any other Indemnified Party, and are not able to resolve the dispute informally, the Parties agree that upon demand by you, the Company or any other Indemnified Party, the dispute will be resolved through the arbitration process set forth in this section.

Any controversy or claim arising out of or relating to these Terms (or any breach thereof), the Services, or the relationship between the Parties shall be determined by final and binding arbitration administered by JAMS pursuant to its Comprehensive Arbitration Rules and Procedures and in accordance with the Expedited Procedures in those Rules or pursuant to JAMS' Streamlined Arbitration Rules and Procedures and, if necessary, any supplementary rules for class arbitrations. Judgment on the Award may be entered in any court having jurisdiction. This clause shall not preclude parties from seeking provisional remedies in aid of arbitration from a court of appropriate jurisdiction. 

The award rendered by the arbitrator shall be final and binding on the parties and may be entered and enforced in any court having jurisdiction. 

There shall be one arbitrator agreed to by the parties within twenty (20) days of receipt of the request for arbitration or in default thereof appointed by the JAMS in accordance with its Commercial Rules. Arbitrations shall take place in Texas. 

Except as may be required by law, neither a party nor the arbitrator[s] may disclose the existence, content or results of any arbitration without the prior written consent of both parties, unless to protect or pursue a legal right.

If more than one arbitration is commenced under these Terms and any party contends that two or more arbitrations are substantially related and that the issues should be heard in one proceeding, the arbitrator selected in the first-filed proceeding shall determine whether, in the interests of justice and efficiency, the proceedings should be consolidated before that arbitrator. Any related parties are bound to each other by this arbitration clause, provided that they have agreed to this Arbitration Agreement or the Terms, as may be amended from time to time. Each related party may be joined as an additional party to an arbitration involving other parties.

Except as may be required by law, neither a party nor the arbitrator may disclose the existence, content or results of any arbitration without the prior written consent of both parties, unless to protect or pursue a legal right. The arbitrator will have no authority to award punitive damages, consequential damages, liquidated damages, or [compensatory damages exceeding the limits otherwise set forth herein, or, in the case there is no limit otherwise set forth herein, $10,000.

Batch Arbitration. The Parties agree that, in the event that there are fifty (50) or more individual requests for arbitration of a similar nature filed Company within one year (or otherwise in close proximity), an arbitrator will administer all such similarly situated arbitration demands on a collective basis as a single, consolidated arbitration (subject to a single set of fees, proceeding schedule, and, if required, hearing) before a single arbitrator in accordance with the requirements outlined elsewhere in this section, provided that – in the event that the arbitrator deems it impracticable or inequitable to administer all such claims collectively in a single arbitration – (s) they may group demands for arbitration into groups of not fewer than twenty (20) matters, plus a remainder group as needed (or as otherwise deemed by the arbitrator to be practicable, equitable, and in best keeping with the spirit of this provision) and arbitrate each group of matters as a single, consolidated arbitration (either structure a "Batch Arbitration"). The Parties. agree (1) to work with the mediator and JAMS in good faith to facilitate the resolution of disputes on a Batch Arbitration basis and (2) that requests for arbitration are of a "similar nature" if they arise out of the same event, agreement, or factual scenario and raise the same or similar legal issues and seek the same or similar relief. Disagreements over the applicability of this Batch Arbitration process will be settled in a single, consolidated arbitration proceeding that includes all affected parties and is resolved by a single arbitrator subject to the requirements of this section. This Batch Arbitration provision shall in no way be interpreted as authorizing a class or collective arbitration or action of any kind, or any suit or arbitration involving joint or consolidated claims, under any circumstances other than those expressly set forth in this section.

Parties Subject to this Arbitration Agreement. This Arbitration Agreement applies whenever there is a claim between you and us. If a third-party, such as an Indemnified Party other than the Company, is also involved in a claim between you and us, or if a dispute arises between you and an Indemnified Party other than the Company relating to these Terms of Service or your use of the site, then the claim will be decided with respect to the third-party in arbitration as well, in accordance with this Arbitration Agreement, and it must be named as a party in accordance with the rules of procedure governing the arbitration. No award or relief will be granted by the arbitrator except on behalf of, or against, a named party.

Exclusions. The Parties retain the right to pursue in small claims court (or an equivalent state court) any dispute that is within that court's jurisdiction, so long as the disputes remain in such court and advance only an individual claim for relief. If either you or we fail to submit to binding arbitration of an arbitrable dispute following lawful demand, the party failing will bear all costs and expenses incurred by the other in compelling arbitration.

Prohibition of Class and Representative Actions and Non-Individualized Relief.

THE LAWS OF CERTAIN JURISDICTIONS MAY NOT ALLOW THE WAIVER OF JURY TRIALS. IF THESE LAWS APPLY TO YOU, THE FOLLOWING PROVISIONS RELATED TO A JURY TRIAL WAIVER WILL NOT APPLY TO YOU.

YOU AGREE THAT YOU MAY BRING CLAIMS AGAINST THE COMPANY OR ANY OTHER INDEMNIFIED PARTY ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND THE COMPANY AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON'S OR PARTY'S CLAIMS AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY'S INDIVIDUAL CLAIM(S), EXCEPT THAT YOU MAY PURSUE A CLAIM FOR AND THE ARBITRATOR MAY AWARD PUBLIC INJUNCTIVE RELIEF UNDER APPLICABLE LAW TO THE EXTENT REQUIRED FOR THE ENFORCEABILITY OF THIS PROVISION.

Pre-Arbitration Dispute Resolution. The Company and Indemnified Parties are always interested in resolving disputes amicably and efficiently, and most customer concerns can be resolved quickly and to your satisfaction by emailing customer support at help@odt.support. If such efforts prove unsuccessful, a party who intends to seek arbitration must first send to the other, by certified mail, a written Notice of Dispute ("Notice"). The Notice to the Company or Indemnified Party should be sent to ODT Inc. 30 N Gould Street Ste 37749 Sheridan WY 82801 ("Notice Address"). The Notice must (a) describe the nature and basis of the claim or dispute and (b) set forth the specific relief sought. If you do not resolve the claim with the Company or Indemnified Party within 60 calendar days after the Notice is received, you or the Company or Indemnified Party, as applicable, may commence an arbitration proceeding. During the arbitration, the amount of any settlement offer made by any party will not be disclosed to the arbitrator until after the arbitrator determines the amount, if any, to which you or the Company is entitled. 

Cost of Arbitration. The parties will split the Arbitration costs. However, if you demonstrate to the arbitrator that the costs of arbitration will be prohibitive as compared to the costs of litigation, the Company or the Indemnified Party will pay as much of the Arbitration Fees as the arbitrator deems necessary to prevent the arbitration from being cost-prohibitive. Any payment of attorneys' fees will be governed by the JAMS Rules.

Severability. If a court or the arbitrator decides that any term or provision of this Arbitration Agreement (other than the Prohibition of Class and Representative Actions and Non-Individualized Relief section above) is invalid or unenforceable, the parties agree to replace such term or provision with a term or provision that is valid and enforceable and that comes closest to expressing the intention of the invalid or unenforceable term or provision, and this Arbitration Agreement will be enforceable as so modified. If a court or the arbitrator decides that any of the provisions of the Prohibition of Class and Representative Actions and Non-Individualized Relief section are invalid or unenforceable, then the entirety of this Arbitration Agreement will be null and void, unless such provisions are deemed to be invalid or unenforceable solely with respect to claims for public injunctive relief. The remainder of this Arbitration Agreement will continue to apply.

Future Changes to this Arbitration Agreement. Notwithstanding any provision in these Terms of Service to the contrary, if we make any future change to this Arbitration Agreement (other than a change to the Notice Address) you may reject any such change by sending us written notice within 30 days of the change to the Notice Address and ceasing all use of the site or any Services provided on the site or under these Terms of Service prior to the effective date of any such change. By rejecting any future change, you are agreeing that you will arbitrate any dispute covered by this Arbitration Agreement in accordance with the terms of this Arbitration Agreement as of the date you first accepted these Terms of Service (or accepted any subsequent changes to these Terms of Service).

22.ELECTRONIC RECORDS DISCLOSURE AND CONSENT AGREEMENT

Please read this Electronic Records Disclosure and Consent Agreement ("E-Sign Agreement") carefully and download or print a copy for your records. By accessing the Company's website, your Account, or other Company Services, you consent to the electronic delivery of communications and agree to be bound by the terms of this E-Sign Agreement.

Electronic Application and Related Disclosures. Federal and state laws and regulations may require us to give you certain important disclosures in writing relating to your use of the Services. Without your consent, we are not permitted to give you these disclosures electronically. These disclosures include, but are not limited to, transaction receipts, privacy notices, payment authorizations, and other disclosures regarding your legal rights and obligations relating to your use of the Service, which are required by law to be provided in writing (the "Disclosures").

Requesting Paper Copy of Disclosures. At your request and free of charge, we will provide a copy of your Disclosures and agreement in paper-based media. To request a paper copy of your Disclosures, contact help@odt.support.

Your Consent is Required. You must consent to receiving the Disclosures electronically to use the Services. If you do not want to receive the Disclosures electronically, you may not use the Services.

System Requirements:

To receive Disclosures electronically, you must have the following:

• A mobile phone capable of receiving SMS and MMS messages.
• A personal computer, or other access device that is capable of accessing the Internet (e.g., you must have a cable Internet connection or some other means of access to the Internet, and you must have an active account with an Internet service provider), and which can receive HTML files.
• A valid email address and, if you use a spam filter that blocks or re-routes emails from unknown senders, you must permit messages from the @ondemandtrading.com & @odt.support domain in your spam filter.
• A current version of a program that accurately reads and displays PDF files (e.g., Adobe Acrobat Reader).
• An Internet web browser which is capable of supporting 128-bit SSL encrypted communications.
• 128-bit SSL encryption software.
• Storage space to download (to your hard disk, mobile device, or other device) or print the Disclosures.
• Your access to this page verifies that your system, browser, and encryption software meet these requirements.

Updating Your Information

You must keep us informed of any change in your telephone number, email address or your mailing address. You may contact us and inform us of these changes by email at help@odt.support. We will not assume liability for non-receipt of notification of availability of electronic documents in the event your mobile number, email address or other contact information on file is invalid; your email or Internet Service Provider filters the notification as "spam" or "junk mail"; there is a malfunction in your computer, mobile device, browser, Internet service, mobile connectivity and/or software; or for other reasons beyond our control.

Withdrawing Consent

You are free to withdraw your consent to this E-Sign Agreement at any time. To do so, please submit a request to withdraw your consent via email to help@odt.support. Any withdrawal of your consent will be effective after a reasonable period of time for processing your request. The legal effectiveness, validity, and enforceability of Disclosures that were previously provided or signed electronically will not be affected. We may immediately cease providing the Services or allowing you to access your Account upon your withdrawal of consent.

Acceptance of E-Sign Agreement and Consent to Receive Electronic Disclosures. By accessing the Services, you confirm that:

• You agree to be bound by the terms of this E-Sign Agreement.
• The Internet access device(s) you will use to create your online profile and to receive the Disclosures meet(s) the system requirements described above.
• You consent to receiving the Disclosures electronically to any email address or mobile telephone number you have provided or made available to us.
• The Disclosures that we provide electronically have the same meaning and effect as if provided in paper form; and
• Your electronic acceptance or signature on any agreement or document has the same effect as if you signed it in ink.

Questions regarding the Terms herein may be directed to the On-Demand Trading Compliance Department via email: compliance@ondemandtrading.com  or mail inquiries to:

ODT, Inc. is a wholly owned subsidiary of InvestiFi, Inc., a Delaware-registered Corporation.

23. Referral Program Terms and Conditions

The ODT Referral Program ("Program") allows approved ODT customers ("Referrers") to earn rewards by referring new customers to ODT. By participating in the Program, you agree to these specific terms in addition to our general Terms of Service.

Eligibility and Registration

• Must be an existing ODT customer in good standing
• Must complete the referral program registration process
• Must be approved by ODT to participate in the program
• Must maintain compliance with all applicable laws and regulations

Rewards Structure

• $50 credit off your next trade when your referral is approved
• 25% of the fee revenue generated from your referral's trades for one year
• Credits cannot exceed the total fee amount of any single transaction
• Rewards are subject to verification and may be withheld if any suspicious activity is detected

Payment Terms

• Commission payments are processed after a 90-day holding period or the next quarter, whichever is later
• Referrers earning $600 or more in referral fees must provide necessary tax documentation (Form 1099)
• Payments are made via ACH transfer or check to verified accounts only

Program Restrictions

ODT reserves the right to:

• Modify or terminate the Program at any time
• Deny or revoke participation for any reason
• Withhold payments if terms are violated or suspicious activity is detected
• Adjust reward amounts and structure with 30 days notice
• Verify all referrals before issuing rewards

For questions about the Referral Program, please contact help@odt.support